"Can't believe how fast and simple you made this. We got pre−approved for $580K and were in our dream home less than 3 weeks later. We love Loans By CMS!" Angela, Todd Angela, Todd

6 Ways We Help You Lock in Lower Rates

Let our experienced team of Mortgage Advisors guide you through the buying or
refinancing process quickly, efficiently, and confidently.

Secure Your Home Purchase Loan

Secure Your Home Purchase Loan

Rates are competitive — so it's a great time to buy! We'll help you apply for, compare, and choose a home purchase loan that makes your dream home an affordable reality.

Refinance for Better Rates

Refinance for Better Rates

Take advantage of today's great terms to significantly lower your monthly payment, the interest you pay over the life of your loan, or both. How will you use the money we put back in your pocket?

Compare Rates & Pick the Best

Compare Rates & Pick the Best

You wouldn't accept the first offer at the car lot, so don't just take your first mortgage offer. Use our rate comparison tool to shop around and find the terms that work best for you.

Get Your Loan Funded Faster

Get Your Loan Funded Faster

Other lenders giving you the runaround? Our fast funding options mean you'll never miss out on the house you really want.

Evaluate Your Property

Evaluate Your Property

Know where you stand. With your up-to-date property evaluation in hand, you'll be better equipped to choose the loan terms that fit your goals.

Get a Cash-Out Refinance

Get a Cash-Out Refinance

Take advantage of your home's equity with a cash-out refinance — and put your home loan to work for you.

Know Your Options &
Get Pre-Approved with
Our Quick & Easy Tools

Get your FREE
Pre-Approval Letter

Find out how much home you can afford by getting pre-approved for your next home loan now.

Get Started Now

Analyze Your
Refinance Options

This free calculator crunches the numbers for you. Find out exactly how much money you can save by refinancing.

Get Started Now

Compare Today's
Mortgage Rates

Browse today's rate comparisons to see which individual mortgage terms make the most sense for you.

Get Started Now

Your Home Loan Could Be
Fully Funded 30 Days From Now

Get fast, custom loan quotes to compare. Fill out our streamlined, 100% online loan application. Move through the approval process quickly and seamlessly. When you work with Loans By CMS for your home loan or refinance, you can get your money and do what you want with it - usually in less than 30 days.

Get Your Mortgage Rate Quote in Just 30 Seconds!

Mortgage rates change every day, and your rate will vary based on your location, finances, and other factors. Get your FREE customized rate comparison below: