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Meet Our Team

Danny Calderón

Co-Founder

NMLS 695666

Mobile 831-682-2129

Email: dcalderon@loansbycms.com

Danny Calderón

 

Danny Calderon is a seasoned mortgage broker with a passion for helping individuals and families achieve their homeownership dreams. With over a decade of experience in the financial industry, Danny has become a trusted advisor known for his personalized approach and unwavering commitment to client satisfaction.

 

Born and raised in Monterey County, Danny developed a deep understanding of the local real estate market and the unique needs of his community. Driven by a desire to make a positive impact on people’s lives, he entered the mortgage field and quickly rose through the ranks at Chase and Wells Fargo Bank, his previous employers, due to his expertise and dedication.

 

Danny’s expertise spans various mortgage products, including Conventional loans, FHA loans, VA loans, Down Payment Assistance loans, Jumbo loans, and Non-QM options. He possesses a keen ability to analyze financial situations, educate clients on available choices, and guide them through the intricacies of the mortgage process. His commitment to transparency and communication ensures that clients feel confident and informed every step of the way.

 

Beyond his professional achievements, Danny is an active member of the community, participating in local events and supporting charitable initiatives. He believes in giving back and strives to make a positive impact not only in the housing market but also on the lives of those around him.

 

Whether you are a first-time homebuyer, a seasoned investor, or someone looking to refinance, Danny Calderon is dedicated to helping you navigate the complexities of the mortgage landscape and achieve your homeownership and financial goals.

Miguel Santamaria

Co-Founder

NMLS 1252470

Mobile 831-905-4007

Email: msantamaria@loansbycms.com

Miguel Santamaria

 

As your Mortgage Broker, I will work tirelessly to help you achieve your financial goals. Here are some ways I can assist you:

 

  • I can help you find the right loan product that fits your unique needs and budget.
  • I can guide you through the loan application process and answer any questions you may have.
  • I can provide you with personalized advice on how to improve your credit score and financial standing.
  • I can help you stay on track with your loan payments and offer solutions if you ever experience financial hardship.
  • I can be your trusted advisor when it comes to all things related to borrowing and lending.

 

With me as your mortgage broker, you can rest assured that you will have a dedicated partner by your side for all your financial needs. Let’s work together to achieve your dreams.

Contact me, call 831-905-4007 or email me msantamaria@loansbycms.com

Jorge Gonzales

Mortgage Consultant

NMLS 1577609

Mobile 831-455-6971

Email: jgonzales@loansbycms.com

Jorge Gonzales

 

In progress…

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